Answers
The questions people actually ask.
Plain answers to real questions about retirement income, rollovers, annuities and life insurance. General education, licensed in California, no product pitch attached.
Annuities
What is the downside of annuities?
The main downsides are liquidity, cost, and inflation. Your money is committed for a set period and coming out early usually triggers a surrender char…
On Point Finances is a licensed insurance agency, not a tax, legal, or investment adviser. These pages are general education, not recommendations.