Terms and Conditions

Introduction

Welcome to OP Finances! By accessing or using our website, you agree to be bound by these terms and conditions. Please read them carefully before using our services. If you do not agree with these terms, you must discontinue use of our website and services.

Website Usage

You agree to use this website for lawful purposes only. You must not:

• Use the website in any way that breaches applicable laws or regulations.
• Transmit harmful, offensive, or illegal material through the website.
• Attempt to gain unauthorized access to the website or its systems.

Intellectual Property

All content on this website, including text, images, logos, and trademarks, is the property of OP Finances or its licensors. You may not reproduce, distribute, or modify any part of this website without prior written consent from OP Finances.

Services Disclaimer

The financial services and information provided on this website are for informational purposes only and do not constitute financial advice. You should consult with a qualified financial professional before making any decisions.

Limitation of Liability

OP Finances will not be held liable for any damages, including direct, indirect, incidental, or consequential damages, arising from your use of this website or our services.

Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience and do not imply endorsement. OP Finances is not responsible for the content or policies of any third-party websites.

Privacy

Your privacy is important to us. Please review our Privacy Policy for details on how we collect, use, and protect your information.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the state of California. Any disputes will be resolved exclusively in the courts located in Santa Clara County, California.

Changes to Terms

OP Finances reserves the right to update these terms and conditions at any time. Changes will be effective immediately upon posting on this page. Your continued use of the website constitutes acceptance of the updated terms.

Contact Information

If you have any questions about these terms and conditions, you can contact us at: