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Guides to annuities, life insurance, wills, living trusts and estate planning in California. Written by a licensed agent in Los Gatos, general education only, no product pitch attached.
Estate and Inheritance ·
Does California Have an Estate Tax or Inheritance Tax? What Heirs Actually Pay
Does California have an estate tax or inheritance tax? No. Here is the 2026 federal $15 million line, Prop 19, and the taxes Bay Area heirs still face.
Trusts and Wills ·
What Happens If You Die Without a Will in California: Who Gets What
What happens if you die without a will in California: how the spouse and kids split it, why community property matters, and when probate still happens.
Trusts and Wills ·
California Probate Threshold 2026: When an Estate Has to Go Through Court
The California probate threshold is $208,850 for deaths after April 1, 2025. What counts toward it, the $750,000 home petition, and what probate costs.
Annuities ·
The Annuity Free Look Period in California: Your 30 Day Window to Change Your Mind
California gives annuity buyers 60 and older a free look period of at least 30 days. When the clock starts, what refund you get, and how to cancel in writing.
On Point Finances is a licensed insurance agency, not a tax, legal, or investment adviser. These posts are general education, not recommendations.