Resources
Welcome to the On Point Finances Resource Center! Here, you’ll find a variety of tools, guides, and educational resources designed to help you make informed financial decisions.
Our goal is to provide you with valuable insights that empower you on your financial journey.
Resources
1. Financial Education Hub
Understanding Life Insurance
Discover the basics of life insurance, how it works, and the different types of policies available to suit your needs. Learn why life insurance is an essential component of a sound financial strategy.
The Power of Annuities
Explore how annuities can offer stability and income in retirement. Get insights on types of annuities, benefits, and considerations when selecting an annuity product.
Infinite Banking Strategy
Learn how the infinite banking concept can be a powerful strategy for wealth building and financial independence, allowing you to leverage cash value life insurance policies as your own personal bank.
Retirement Planning Basics
Understand the key principles of retirement planning, including savings goals, investment strategies, and ways to maximize income in your retirement years.
2. Business Education Hub
Starting an LLC in California
Discover the step-by-step process for forming an LLC in California. Learn about selecting a business name, filing Articles of Organization, and essential compliance requirements to protect your business and personal assets.
Creating a Business Plan
A well-crafted business plan sets the foundation for success. This guide covers essential components such as the executive summary, market research, and financial projections to help you set clear goals and secure financing.
Banking Basics for California Businesses
Understanding business banking is key to managing finances effectively. Explore business account types, credit options, digital banking tools, and tips on recordkeeping for compliance and tax preparation.
Business Technology Essentials
Leverage technology to enhance your business operations. From choosing the right software for accounting and CRM to data security and automation, learn about essential tools that drive productivity and growth.
Navigating California Business Taxes
Stay compliant with California’s tax regulations. This guide explains sales tax, payroll taxes, deductions, and working with a tax professional to help you maximize tax benefits and stay in good standing with state requirements.
Marketing and Branding for California Businesses
Create a strong brand identity and reach your audience effectively. Learn branding basics, digital marketing strategies, customer retention tactics, and important compliance considerations specific to California businesses.
Legal Compliance and Licenses
California businesses face unique legal requirements. Understand local and state licensing, labor laws, privacy regulations, and more to ensure your business remains compliant and protected.
Financing and Funding Options
Explore funding avenues to grow your business. This guide covers traditional loans, venture capital, grants, and crowdfunding, with tips on preparing for financing and making the most of available resources.
3. Financial Tools & Calculators
Life Insurance Needs Calculator
Estimate how much life insurance coverage you may need to protect your loved ones and ensure their financial security.
Retirement Savings Calculator
Project your retirement savings goals and track how different contribution rates, investment returns, and timelines impact your retirement nest egg.
Annuity Income Calculator
Calculate potential income from different annuity options to determine how they fit into your retirement strategy.
Debt Repayment Planner
Use our planner to create a strategy for paying down debt, comparing methods like avalanche and snowball to find the best approach for you.
4. Videos & Webinars
Intro to Life Insurance
A quick video overview of life insurance fundamentals, covering types, benefits, and the peace of mind it brings to your family.
Intro to Annuities and Income for Life Strategy
A quick video overview of different types of annuities and how to utilize the income for life strategy in your retirement.
Intro to Infinite Banking Strategy and its uses
A quick video overview of how the Infinite Banking Strategy can help you grow your money and distribute it tax-free.
Webinar: Infinite Banking Strategy Explained
Join our experts in this recorded webinar as they break down the infinite banking concept and show you how it can help you grow wealth and control your finances.
Retirement Planning Essentials
Watch this video to understand essential retirement planning strategies, including tax-efficient withdrawals, investment planning, and risk management.Coming Soon
5. Blog & Articles
Intro to Life Insurance
Stay up to date with financial insights and tips from the On Point Finances team. Our blogs covers a wide range of topics, from budgeting and debt management to investment trends, tax-saving strategies, business, and business technologies.
6. Contact Us for Personalized Support
Intro to Life Insurance
If you have questions or need personalized financial advice, our team is here to help. Contact us to speak with a specialist who can guide you on your financial journey.
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